About Us
| Grace Period | Typical Advanced Lender |
| Non-Profit | For Profit |
| Flexible Term | Full Payment Expected Next Payday |
| 13 Days Free* | No Grace Period |
| You are a member | You’re a customer |
| Low Cost/No Cost | High Cost |

Grace Period wants to offer you a reasonable solution for your cash needs. We are a non-profit organization, partnered with a church and started with donated funds. Our goal is to educate the community about the danger of using predatory lenders and offer a more reasonable alternative for borrowers. We are on a mission to prove that in our community we don’t need cash advance and payday loan operations.
Our loans offer features just like the other guys:
- No credit check
- Quick approvals
But with these EXTRA benefits:
- Flexible terms
- No repayment race
- No cost option


