About Us

Grace Period Typical Advanced Lender
Non-Profit For Profit
Flexible Term Full Payment Expected Next Payday
13 Days Free* No Grace Period
You are a member You’re a customer
Low Cost/No Cost High Cost

Grace Period wants to offer you a reasonable solution for your cash needs. We are a non-profit organization, partnered with a church and started with donated funds. Our goal is to educate the community about the danger of using predatory lenders and offer a more reasonable alternative for borrowers. We are on a mission to prove that in our community we don’t need cash advance and payday loan operations.

Our loans offer features just like the other guys:

  • No credit check
  • Quick approvals

But with these EXTRA benefits:

  • Flexible terms
  • No repayment race
  • No cost option

Apply Online

Get started now! It's quick and easy to apply for the money you need. *Up to $500
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Quick Approval

Get approved fast with no credit check! We'll get your application approved in no time at all. Learn More!

Get Cash

Get the funds you need! Nothing beats borrowing for FREE. Learn More!