Grace Period- the not-for-profit payday loan alternative.
We approve the vast majority of applications we receive. We do not run your credit- though many of our loan products will report timely repayments to the credit bureau. Our approval is based on your ability to repay the loan.
Things we consider in our review:
- Will the loan actually help the borrower.
- Does the applicant have direct deposit to a bank or credit union.
- Will our loan proceeds be retiring another payday loan or advance.
- Is the applicant’s checking/savings account in reasonably good standing.
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