We Love Retiring Loans!
Our mission is to end the need for predatory lending in our community.
We get excited when we can retire the loan of other high cost lenders!
To process an application where the proceeds are intended to pay off another loan,
please fax or e-mail evidence of your current loan balance. (fax 412-734-1981)
This can be a screen shot of your online account page or an email that you have received.
Get started now! It's quick and easy to apply for the money you need. *Up to $500
Get approved fast with no credit check! We'll get your application approved in no time at all. Learn More!
Get the funds you need! Nothing beats borrowing for FREE. Learn More!
The loans made from this site are without fee, interest or cost (0.00% APR) during the borrower’s "grace period" (loan date thru next pay date, not to exceed 13 days). Loans can be extended beyond this "grace period" at borrower’s option, see Renewal Policy.
Should it become necessary for a loan term to exceed the "grace period", we provide borrowers an automatic renewal and access to low cost credit union provided funding (18% APR).
Failure to repay a loan from Grace Period will result in adverse action being taken against borrower by Grace Period, Inc. and/or a third party collection organization. Collection practices will be in accordance with the principles of any applicable federal regulations at all times.
Implications of non-payment
Additional fees may apply in the event of borrower’s failure or delay in repayment of this loan to the extent they are allowed by law. Grace Period or its assigns may attempt to contact borrowers via one or more authorized methods including phone calls, emails and text to arrange for payment.
Potential impact to credit score:
Timely repayment of a loan may improve borrower’s credit scores. Unlike many other lenders, Grace Period’s credit union partner reports both positively and negatively to the credit bureaus with respect to loan status. Late or missed loan payments can negatively affect your credit score.